THE OWNERS AND OPERATORS OF THIS WEBSITE ARE NOT LENDERS, they do not broker loans and they do not make any short term cash loans or make any credit decisions. Wingman Financial simply helps borrowers find lenders for personal loans. Wingman Financial aims to, as much as is possible, pre-qualify users with lenders and inform users of available options for their lending needs. Nothing on this website is an offer or a solicitation to lend. Any information you submit to this site will be provided to a lender. The operator of this website is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product. Wingman Financial Every state has its own set of rules and regulations that govern personal loan lenders. Your loan amount, APR and repayment term will vary based on your creditworthiness, state, and lender.